:root {
  --primary: #2C7A4A;
  --primary-dark: #1e5535;
  --primary-light: #3d9960;
  --secondary: #4CAF50;
  --secondary-light: #81C784;
  --accent: #FFA726;
  --text-dark: #1a1a1a;
  --text-body: #333333;
  --text-light: #666666;
  --text-muted: #999999;
  --bg-main: #ffffff;
  --bg-light: #f8faf9;
  --bg-card: #ffffff;
  --border-color: #e0e0e0;
  --border-radius: 12px;
  --border-radius-lg: 16px;
  --border-radius-sm: 8px;
  --shadow-sm: 0 1px 3px rgba(0,0,0,0.08);
  --shadow-md: 0 4px 12px rgba(0,0,0,0.1);
  --shadow-lg: 0 8px 24px rgba(0,0,0,0.12);
  --spacing-xs: 8px;
  --spacing-sm: 16px;
  --spacing-md: 24px;
  --spacing-lg: 32px;
  --spacing-xl: 48px;
  --spacing-xxl: 64px;
  --header-h: 72px;
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen-Sans, Ubuntu, Cantarell, "Helvetica Neue", sans-serif;
  font-size: 16px;
  line-height: 1.6;
  color: var(--text-body);
  background: var(--bg-main);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

.container {
  width: 100%;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 var(--spacing-sm);
}

.container-narrow {
  max-width: 980px;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 10000;
  background: var(--bg-main);
  border-bottom: 1px solid var(--border-color);
  box-shadow: var(--shadow-sm);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
}

.logo-link {
  display: block;
}

.logo {
  display: block;
  height: 40px;
  width: auto;
}

.nav-desktop {
  display: none;
  gap: var(--spacing-md);
}

.nav-link {
  color: var(--text-body);
  text-decoration: none;
  font-weight: 500;
  transition: color 0.2s;
}

.nav-link:hover {
  color: var(--primary);
}

.burger-btn {
  display: flex;
  flex-direction: column;
  gap: 5px;
  width: 32px;
  height: 32px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 4px;
}

.burger-line {
  display: block;
  width: 100%;
  height: 2px;
  background: var(--text-body);
  transition: all 0.3s;
}

.burger-btn[aria-expanded="true"] .burger-line:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}

.burger-btn[aria-expanded="true"] .burger-line:nth-child(2) {
  opacity: 0;
}

.burger-btn[aria-expanded="true"] .burger-line:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

.mobile-menu {
  position: fixed;
  top: 72px;
  left: 0;
  right: 0;
  background: var(--bg-main);
  border-bottom: 1px solid var(--border-color);
  box-shadow: var(--shadow-md);
  z-index: 9999;
  transform: translateY(-100%);
  opacity: 0;
  transition: transform 0.3s, opacity 0.3s;
  pointer-events: none;
}

.mobile-menu.active {
  transform: translateY(0);
  opacity: 1;
  pointer-events: all;
}

.mobile-nav {
  display: flex;
  flex-direction: column;
  padding: var(--spacing-sm);
}

.mobile-nav-link {
  padding: var(--spacing-sm);
  color: var(--text-body);
  text-decoration: none;
  font-weight: 500;
  border-bottom: 1px solid var(--border-color);
  transition: background 0.2s;
}

.mobile-nav-link:hover {
  background: var(--bg-light);
}

.hero {
  position: relative;
  background: linear-gradient(135deg, #e8f5e9 0%, #f1f8f4 50%, #e3f2e8 100%);
  padding-top: calc(var(--header-h, 72px) + var(--spacing-md));
  padding-bottom: var(--spacing-xxl);
  overflow: hidden;
}

.hero-shapes {
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  z-index: 0;
  opacity: 0.4;
  pointer-events: none;
}

.hero-shapes-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.hero > .container {
  position: relative;
  z-index: 1;
}

.hero-content {
  text-align: center;
  margin-bottom: var(--spacing-lg);
}

.hero-headline {
  font-size: 32px;
  line-height: 1.2;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: var(--spacing-sm);
}

.hero-subheadline {
  font-size: 18px;
  line-height: 1.5;
  color: var(--text-body);
  max-width: 600px;
  margin: 0 auto;
}

.trust-strip {
  background: var(--primary);
  color: white;
  text-align: center;
  padding: var(--spacing-xs) var(--spacing-sm);
  border-radius: var(--border-radius);
  margin-bottom: var(--spacing-sm);
  font-weight: 600;
  font-size: 14px;
}

.trust-strip-center {
  max-width: 400px;
  margin: 0 auto var(--spacing-md);
}

.trust-pills {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: var(--spacing-xs);
  margin-bottom: var(--spacing-lg);
}

.trust-pill {
  display: inline-block;
  background: white;
  color: var(--primary);
  padding: var(--spacing-xs) var(--spacing-sm);
  border-radius: 24px;
  font-size: 14px;
  font-weight: 500;
  border: 1px solid var(--primary);
}

.hero-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-md);
}

.hero-left,
.hero-right {
  width: 100%;
}

.helper-card {
  background: white;
  border-radius: var(--border-radius-lg);
  padding: var(--spacing-md);
  box-shadow: var(--shadow-md);
  margin-bottom: var(--spacing-sm);
}

.helper-title {
  font-size: 20px;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: var(--spacing-sm);
}

.amount-buttons {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--spacing-xs);
  margin-bottom: var(--spacing-sm);
}

.amount-btn {
  background: var(--bg-light);
  border: 2px solid var(--border-color);
  border-radius: var(--border-radius-sm);
  padding: var(--spacing-sm);
  font-size: 15px;
  font-weight: 600;
  color: var(--text-body);
  cursor: pointer;
  transition: all 0.2s;
}

.amount-btn:hover {
  border-color: var(--primary);
  background: white;
  transform: translateY(-2px);
  box-shadow: var(--shadow-sm);
}

.amount-btn:active {
  transform: translateY(0);
}

.helper-bullets {
  list-style: none;
  padding: 0;
}

.helper-bullets li {
  padding-left: 24px;
  position: relative;
  margin-bottom: var(--spacing-xs);
  font-size: 14px;
  color: var(--text-body);
}

.helper-bullets li:before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--primary);
  font-weight: 700;
}

.checklist-card {
  background: white;
  border-radius: var(--border-radius-lg);
  padding: var(--spacing-md);
  box-shadow: var(--shadow-md);
}

.checklist-title {
  font-size: 16px;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: var(--spacing-sm);
}

.checklist-items {
  list-style: none;
  padding: 0;
}

.checklist-items li {
  padding-left: 24px;
  position: relative;
  margin-bottom: var(--spacing-xs);
  font-size: 14px;
  color: var(--text-body);
}

.checklist-items li:before {
  content: "•";
  position: absolute;
  left: 0;
  color: var(--secondary);
  font-weight: 700;
  font-size: 18px;
}

.form-card {
  background: white;
  border-radius: var(--border-radius-lg);
  padding: var(--spacing-md);
  box-shadow: var(--shadow-lg);
  position: relative;
}

.form-skeleton {
  display: block;
}

.form-skeleton.hidden {
  display: none;
}

.skeleton-header {
  height: 24px;
  background: linear-gradient(90deg, #f0f0f0 25%, #e0e0e0 50%, #f0f0f0 75%);
  background-size: 200% 100%;
  animation: skeleton-loading 1.5s infinite;
  border-radius: 4px;
  margin-bottom: var(--spacing-sm);
}

.skeleton-line {
  height: 40px;
  background: linear-gradient(90deg, #f0f0f0 25%, #e0e0e0 50%, #f0f0f0 75%);
  background-size: 200% 100%;
  animation: skeleton-loading 1.5s infinite;
  border-radius: 4px;
  margin-bottom: var(--spacing-xs);
}

.skeleton-text {
  text-align: center;
  color: var(--text-muted);
  font-size: 14px;
  margin-top: var(--spacing-sm);
}

@keyframes skeleton-loading {
  0% { background-position: 200% 0; }
  100% { background-position: -200% 0; }
}

.hidden {
  display: none !important;
}

.form-fallback {
  text-align: center;
  padding: var(--spacing-md);
  color: var(--text-body);
}

.form-fallback p {
  margin: 0;
}

.section {
  padding: var(--spacing-xxl) 0;
}

.section-title {
  font-size: 28px;
  font-weight: 700;
  color: var(--text-dark);
  text-align: center;
  margin-bottom: var(--spacing-lg);
  line-height: 1.2;
}

.how-it-works {
  background: var(--bg-light);
}

.steps-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-md);
}

.step-card {
  background: white;
  border-radius: var(--border-radius-lg);
  padding: var(--spacing-md);
  box-shadow: var(--shadow-sm);
  text-align: center;
}

.step-icon {
  width: 64px;
  height: 64px;
  margin: 0 auto var(--spacing-sm);
  background: var(--primary-light);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
}

.icon-lg {
  width: 32px;
  height: 32px;
  fill: white;
}

.step-title {
  font-size: 18px;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: var(--spacing-xs);
}

.step-desc {
  font-size: 15px;
  color: var(--text-body);
  line-height: 1.5;
}

.situations-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-sm);
}

.situation-card {
  background: white;
  border: 1px solid var(--border-color);
  border-radius: var(--border-radius);
  padding: var(--spacing-md);
  display: flex;
  align-items: center;
  gap: var(--spacing-sm);
  transition: all 0.2s;
}

.situation-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}

.icon-md {
  width: 28px;
  height: 28px;
  fill: var(--primary);
  flex-shrink: 0;
}

.situation-title {
  font-size: 16px;
  font-weight: 600;
  color: var(--text-body);
}

.accordion-section {
  background: var(--bg-light);
}

.accordion {
  background: white;
  border-radius: var(--border-radius);
  margin-bottom: var(--spacing-sm);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
}

.accordion-btn {
  width: 100%;
  background: white;
  border: none;
  padding: var(--spacing-md);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--spacing-sm);
  cursor: pointer;
  font-size: 16px;
  font-weight: 600;
  color: var(--text-dark);
  text-align: left;
  transition: background 0.2s;
}

.accordion-btn:hover {
  background: var(--bg-light);
}

.accordion-icon {
  width: 20px;
  height: 20px;
  fill: var(--text-body);
  flex-shrink: 0;
  transition: transform 0.3s;
}

.accordion-btn[aria-expanded="true"] .accordion-icon {
  transform: rotate(180deg);
}

.accordion-content {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease;
}

.accordion-content.active {
  max-height: 1000px;
}

.accordion-inner {
  padding: 0 var(--spacing-md) var(--spacing-md);
}

.accordion-inner p {
  margin-bottom: var(--spacing-sm);
  line-height: 1.6;
  color: var(--text-body);
}

.accordion-inner p:last-child {
  margin-bottom: 0;
}

.testimonials-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-md);
}

.testimonial-card {
  background: white;
  border-radius: var(--border-radius-lg);
  padding: var(--spacing-md);
  box-shadow: var(--shadow-sm);
}

.stars-decor {
  display: flex;
  gap: 4px;
  margin-bottom: var(--spacing-sm);
}

.icon-sm {
  width: 16px;
  height: 16px;
}

.star {
  fill: var(--accent);
}

.testimonial-text {
  font-size: 15px;
  line-height: 1.6;
  color: var(--text-body);
  font-style: italic;
}

.faq-section {
  background: var(--bg-light);
}

.faq-list {
  display: flex;
  flex-direction: column;
  gap: var(--spacing-sm);
}

.site-footer {
  background: var(--text-dark);
  color: #ffffff;
  padding: var(--spacing-xxl) 0 var(--spacing-md);
}

.footer-top {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-lg);
  margin-bottom: var(--spacing-lg);
}

.footer-logo {
  height: 40px;
  width: auto;
  margin-bottom: var(--spacing-sm);
  filter: brightness(0) invert(1);
}

.footer-tagline {
  font-size: 14px;
  color: #cccccc;
  line-height: 1.5;
}

.footer-heading {
  font-size: 16px;
  font-weight: 700;
  margin-bottom: var(--spacing-sm);
}

.footer-links {
  list-style: none;
  padding: 0;
}

.footer-links li {
  margin-bottom: var(--spacing-xs);
}

.footer-links a {
  color: #cccccc;
  text-decoration: none;
  font-size: 14px;
  transition: color 0.2s;
}

.footer-links a:hover {
  color: var(--secondary-light);
}

.footer-disclosure {
  border-top: 1px solid rgba(255,255,255,0.2);
  padding-top: var(--spacing-md);
  margin-bottom: var(--spacing-md);
}

.footer-disclosure p {
  font-size: 13px;
  line-height: 1.6;
  color: #cccccc;
}

.footer-bottom {
  text-align: center;
  font-size: 13px;
  color: #999999;
}

.sticky-bar {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  background: white;
  border-top: 1px solid var(--border-color);
  box-shadow: 0 -2px 12px rgba(0,0,0,0.1);
  z-index: 9000;
  transform: translateY(100%);
  transition: transform 0.3s;
}

.sticky-bar.visible {
  transform: translateY(0);
}

.sticky-bar-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--spacing-sm);
  padding: var(--spacing-sm);
  max-width: 1200px;
  margin: 0 auto;
}

.sticky-bar-text {
  font-size: 14px;
  font-weight: 600;
  color: var(--text-dark);
}

.btn {
  display: inline-block;
  padding: 12px 24px;
  border-radius: var(--border-radius-sm);
  font-size: 16px;
  font-weight: 600;
  text-decoration: none;
  border: none;
  cursor: pointer;
  transition: all 0.2s;
  text-align: center;
}

.btn-primary {
  background: var(--primary);
  color: white;
}

.btn-primary:hover {
  background: var(--primary-dark);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.btn-primary:active {
  transform: translateY(0);
}

.btn-sticky {
  background: var(--primary);
  color: white;
  padding: 10px 20px;
  font-size: 14px;
}

.btn-sticky:hover {
  background: var(--primary-dark);
}

.content-page {
  padding: var(--spacing-xxl) 0;
  min-height: 60vh;
}

.page-header {
  text-align: center;
  margin-bottom: var(--spacing-lg);
}

.page-title {
  font-size: 32px;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: var(--spacing-sm);
}

.page-updated {
  font-size: 14px;
  color: var(--text-muted);
}

.page-actions {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: var(--spacing-sm);
  margin-bottom: var(--spacing-lg);
}

.btn-back {
  background: var(--bg-light);
  color: var(--text-body);
  border: 1px solid var(--border-color);
}

.btn-back:hover {
  background: white;
  border-color: var(--primary);
}

.content-card {
  background: white;
  border-radius: var(--border-radius-lg);
  padding: var(--spacing-lg);
  box-shadow: var(--shadow-sm);
  margin-bottom: var(--spacing-lg);
}

.content-card h2 {
  font-size: 24px;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: var(--spacing-md);
  margin-top: var(--spacing-lg);
  line-height: 1.3;
}

.content-card h2:first-child {
  margin-top: 0;
}

.content-card h3 {
  font-size: 20px;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: var(--spacing-sm);
  margin-top: var(--spacing-md);
  line-height: 1.3;
}

.content-card p {
  margin-bottom: var(--spacing-sm);
  line-height: 1.6;
}

.content-card ul,
.content-card ol {
  margin-bottom: var(--spacing-sm);
  padding-left: var(--spacing-md);
}

.content-card li {
  margin-bottom: var(--spacing-xs);
  line-height: 1.6;
}

.content-card a {
  color: var(--primary);
  text-decoration: underline;
}

.content-card a:hover {
  color: var(--primary-dark);
}

.contact-info {
  background: var(--bg-light);
  border-radius: var(--border-radius);
  padding: var(--spacing-md);
  margin-bottom: var(--spacing-sm);
}

.contact-info h4 {
  font-size: 16px;
  font-weight: 700;
  margin-bottom: var(--spacing-xs);
  color: var(--text-dark);
}

.contact-info p {
  margin-bottom: var(--spacing-xs);
  font-size: 15px;
}

.not-found {
  text-align: center;
  padding: var(--spacing-xxl) 0;
  min-height: 60vh;
  display: flex;
  align-items: center;
  justify-content: center;
}

.not-found-content h1 {
  font-size: 64px;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: var(--spacing-sm);
}

.not-found-content h2 {
  font-size: 24px;
  font-weight: 600;
  color: var(--text-dark);
  margin-bottom: var(--spacing-md);
}

.not-found-content p {
  font-size: 16px;
  color: var(--text-body);
  margin-bottom: var(--spacing-lg);
}

@media (min-width: 768px) {
  .burger-btn {
    display: none;
  }

  .nav-desktop {
    display: flex;
  }

  .hero-headline {
    font-size: 42px;
  }

  .hero-subheadline {
    font-size: 20px;
  }

  .hero-grid {
    grid-template-columns: 1fr 1fr;
    gap: var(--spacing-lg);
  }

  .steps-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .situations-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .testimonials-grid {
    grid-template-columns: repeat(3, 1fr);
  }

  .footer-top {
    grid-template-columns: repeat(2, 1fr);
  }

  .sticky-bar {
    display: none;
  }

  .amount-buttons {
    grid-template-columns: 1fr 1fr;
  }
}

@media (min-width: 1024px) {
  .hero-headline {
    font-size: 48px;
  }

  .steps-grid {
    grid-template-columns: repeat(4, 1fr);
  }

  .situations-grid {
    grid-template-columns: repeat(3, 1fr);
  }

  .footer-top {
    grid-template-columns: repeat(4, 1fr);
  }
}

/* HARD-FIX-FORM-NO-FLOAT v2025-12-04 */
#lgFormMount,
#_lg_form_,
.form-card,
.form-col,
.form-wrap {
  position: relative !important;
  top: auto !important;
  z-index: 1 !important;
  transform: none !important;
}

header.site-header {
  position: sticky;
  top: 0;
  z-index: 10000;
}

.sticky-bar {
  z-index: 9000;
}
